Saco & Biddeford Savings Institution
FDIC #17743
📍 Saco, Maine
Saco & Biddeford Savings Institution is a commercial bank (si) established in 02/21/1827. With assets of $1.34 Billion, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: March 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
March 1, 2024
Satisfactory
February 1, 2021
Satisfactory
March 1, 2018
Satisfactory
💰 Financial Strength
Total Assets$1.34 Billion
Total Deposits$962.46 Million
Equity Capital$114.04 Million
Net Income$411,000
📈 Performance
ROA0.04%
ROE0.46%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established02/21/1827
FDIC Cert17743
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes