Guaranty Bank And Trust Company
FDIC #17767
📍 New Roads, Louisiana
Guaranty Bank And Trust Company is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 06/29/1957. With assets of $288.20 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: January 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 1, 2023
Satisfactory
April 1, 2016
Satisfactory
June 1, 2010
Satisfactory
💰 Financial Strength
Total Assets$288.20 Million
Total Deposits$243.19 Million
Equity Capital$33.68 Million
Net Income$2.75 Million
📈 Performance
ROA1.27%
ROE11.12%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established06/29/1957
FDIC Cert17767
Holding CoGreat Guaranty Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:30 PM
Saturday8:00 - 11:00 AM
SundayClosed
📜 Institutional History
2015
Merger / Acquisition
Acquired: Bank Of Maringouin
1994
Name Change
Name became: Changed Institution Name To Guaranty Bank And Trust Company.
1994
Name Change
Name became: Changed Institution Name To Team Bank And Trust Company.
1991
Relocation
Moved HQ to: 175 New Roads Street, New Roads, LA 70760.
1989
Name Change
Name became: Changed Institution Name To Guaranty Bank And Trust Company.