๐Ÿฆ Where's My Bank

Liberty Bank

FDIC #17943 ๐Ÿ“ Middletown, Connecticut

Liberty Bank is a commercial bank (si) established in 05/15/1825. With assets of $7.44 Billion, it operates 54 domestic branches.

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2.3
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3 Reviews
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Customer Reviews

2.3 โ˜…

Based on 3 ratings

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Reviews are moderated before posting. No profanity or personal attacks.
โ˜…โ˜†โ˜†โ˜†โ˜† James L
July 20, 2023

[-] Bank contacted [-] (again they contacted [-]) that there might be some fraudulent charges on our debit card. We checked and there were totaling about $160. One was for a raffle for cookware another from a gym membership and another for a VPN account. [-] next day we went to [-] bank and cancelled [-] card and got a replacement. They bank could not [-] anything with [-] transactions at [-] time because they were "Pending" We left [-] next day for vacation and returned a week later and went to [-] bank to fill out [-] fraudulent claim paperwork. Approximately 10 days later we received letters saying they were valid transactions. We then called [-] and they [-] they would send us [-] docs involved in them calling valid transactions. Never got them. Called again and basically told them "why would come to bank [-] next day, cancel [-] card, get a [-] one, then [-] same day we get back from vacation [-] to [-] bank to fill out paperwork. For [-] health? So [-] Bank is relying on some fraudulent [-] they got instead of [-] life [-] customer. Unfortunately [-] is [-] only bank in [-] town and if there was one called [-]'s Bank or Not safe Bank I would pull [-] accounts in a minute. All [-] good this bank fid for [-] over [-] past 50 years went away when they believe some fraudulent person and not a life [-] customer. Stay Away if you want to [-] your money safe.

โ˜…โ˜†โ˜†โ˜†โ˜† Arlene C
March 02, 2023

Members of your customer service department reached out to talk to 3 vendors who I reported as fraudulent. Then they took [-] money

โ˜…โ˜…โ˜…โ˜…โ˜… Justin R
August 16, 2018

Outstanding bank and service! Just wish there were more branches across [-] US.

Community Reinvestment Act (CRA) Rating
Latest Exam: December 1, 2024
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

December 1, 2024
Outstanding
November 1, 2021
Outstanding
May 1, 2018
Outstanding
January 1, 2015
Satisfactory
July 1, 2011
Outstanding
February 5, 2008
Outstanding
January 1, 2005
Outstanding
December 1, 2001
Outstanding
November 1, 1999
Satisfactory
October 1, 1997
Satisfactory
March 1, 1995
Satisfactory
February 1, 1993
Satisfactory
๐Ÿ’ฐ Financial Strength
Total Assets$7.44 Billion
Total Deposits$5.88 Billion
Equity Capital$974.69 Million
Net Income$78.24 Million
๐Ÿ“ˆ Performance
ROA1.45%
ROE10.92%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
๐Ÿ“ž Contact & Location
Address315 Main St
Middletown, Connecticut 6457
๐Ÿ“‹ Corporate Structure
Established05/15/1825
FDIC Cert17943
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
๐Ÿ•ฐ๏ธ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed

๐Ÿ“œ Institutional History

2019
Merger / Acquisition
Acquired: The Simsbury Bank & Trust Company
2016
Merger / Acquisition
Acquired: Naugatuck Valley Savings And Loan
2013
Merger / Acquisition
Acquired: The Bank Of Southern Connecticut
2011
Merger / Acquisition
Acquired: Connecticut River Community Bank
2001
Merger / Acquisition
Acquired: Hometown Bank
1997
Merger / Acquisition
Acquired: First New London Savings And Loan Association Incorporated
1995
Name Change
Name became: Changed Institution Name To Liberty Bank.
1992
Merger / Acquisition
Acquired: Willimantic Savings And Loan Association
1982
Name Change
Name became: Changed Institution Name To The Liberty Bank For Savings.
1978
Name Change
Name became: Changed Institution Name To The Liberty Bank For Savings.
1973
Name Change
Name became: Changed Institution Name To The Middletown Savings Bank.

๐Ÿ“ Branch Locations (54)

Avon Branch
27 Dale Rd
Avon, Connecticut 6001
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Berlin Branch
1169 Farmington Ave
Berlin, Connecticut 6037
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Bloomfield Office Branch
782 Park Ave
Bloomfield, Connecticut 6002
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Branford Branch
445 W Main St
Branford, Connecticut 6405
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Cheshire Branch
160 Highland Ave
Cheshire, Connecticut 6410
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Clinton Branch
8 E Main St
Clinton, Connecticut 6413
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Colchester Branch
219 S Main St
Colchester, Connecticut 6415
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Cromwell Main Branch
534 Main St
Cromwell, Connecticut 6416
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Cromwell Cobblestone Branch
72 Berlin Rd
Cromwell, Connecticut 6416
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Deep River Branch
151 Main St
Deep River, Connecticut 6417
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Derby Branch
49 Pershing Dr
Derby, Connecticut 6418
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Durham Branch
357 Main St
Durham, Connecticut 6422
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