Mascoma Bank
FDIC #18013
📍 Lebanon, New Hampshire
Mascoma Bank is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 01/01/1899. With assets of $2.86 Billion, it operates 26 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: January 30, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 30, 2023
Outstanding
November 2, 2020
Outstanding
August 13, 2018
Satisfactory
💰 Financial Strength
Total Assets$2.86 Billion
Total Deposits$2.43 Billion
Equity Capital$208.91 Million
Net Income$9.53 Million
📈 Performance
ROA0.46%
ROE6.10%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1899
FDIC Cert18013
Holding CoMascoma Mutual Finl Services
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
SundayClosed
📜 Institutional History
2018
Name Change
Name became: Changed Institution Name To Mascoma Bank.
2014
Merger / Acquisition
Acquired: Connecticut River Bank, National Association