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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2024
Satisfactory
March 1, 2021
Satisfactory
December 1, 2017
Satisfactory
November 1, 2014
Satisfactory
September 1, 2011
Satisfactory
September 5, 2008
Satisfactory
June 1, 2005
Satisfactory
December 1, 2002
Satisfactory
September 1, 1998
Satisfactory
August 1, 1995
Outstanding
September 1, 1993
Satisfactory
💰 Financial Strength
Total Assets$555.53 Million
Total Deposits$444.75 Million
Equity Capital$62.65 Million
Net Income$-72,000
📈 Performance
ROA-0.02%
ROE-0.15%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.