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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2022
Satisfactory
April 1, 2019
Satisfactory
March 1, 2016
Satisfactory
April 1, 2013
Satisfactory
April 1, 2010
Satisfactory
October 1, 2006
Satisfactory
May 1, 2004
Satisfactory
August 1, 1998
Satisfactory
January 1, 1996
Satisfactory
May 1, 1994
Satisfactory
June 13, 1990
Satisfactory
๐ฐ Financial Strength
Total Assets$1.08 Billion
Total Deposits$896.12 Million
Equity Capital$109.09 Million
Net Income$3.31 Million
๐ Performance
ROA0.41%
ROE4.05%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.