United Community Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 06/20/1964.
With assets of $663.98 Million, it operates 11 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2024
Satisfactory
December 1, 2020
Satisfactory
April 1, 2018
Satisfactory
May 1, 2015
Satisfactory
March 1, 2012
Satisfactory
December 1, 2009
Satisfactory
June 1, 2004
Satisfactory
March 1, 1999
Satisfactory
June 1, 1996
Satisfactory
February 1, 1994
Satisfactory
December 1, 1990
Satisfactory
💰 Financial Strength
Total Assets$663.98 Million
Total Deposits$559.19 Million
Equity Capital$97.17 Million
Net Income$21.26 Million
📈 Performance
ROA4.27%
ROE32.06%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.