First State Bank
FDIC #19163
📍 Wrens, Georgia
First State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 07/06/1964. With assets of $398.91 Million, it operates 6 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: June 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
June 1, 2023
Satisfactory
March 1, 2017
Satisfactory
July 1, 2011
Satisfactory
💰 Financial Strength
Total Assets$398.91 Million
Total Deposits$356.24 Million
Equity Capital$25.51 Million
Net Income$3.47 Million
📈 Performance
ROA1.22%
ROE18.27%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established07/06/1964
FDIC Cert19163
Holding CoCsra Bank Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
1990
Relocation
Moved HQ to: 300 Broad Street, Wrens, GA 30833.
1981
Name Change
Name became: Changed Institution Name To First State Bank.