The Heritage Bank
FDIC #193
📍 Hinesville, Georgia
The Heritage Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 11/15/1911. With assets of $584.15 Million, it operates 0 domestic branches.
Customer Reviews
1 ★
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★☆☆☆☆ Gail J
September 22, 2022
Entirely too difficult to check [-] balance or check that were written on [-] home computer. [-] not accept [-] password even if I enter it correctly,
Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2018
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2018
Satisfactory
June 1, 2015
Satisfactory
April 1, 2012
Satisfactory
💰 Financial Strength
Total Assets$584.15 Million
Total Deposits$522.32 Million
Equity Capital$58.97 Million
Net Income$2.50 Million
📈 Performance
ROA0.86%
ROE8.87%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address300 South Main Street
Hinesville, Georgia 31313
Hinesville, Georgia 31313
📋 Corporate Structure
Established11/15/1911
FDIC Cert193
Holding CoHeritage Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeSeptember 30, 2019
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
Saturday9:00 AM - 12:00 PM
SundayClosed
📜 Institutional History
2007
Merger / Acquisition
Acquired: Peoples Bank
2003
Merger / Acquisition
Acquired: Cumberland National Bank
1997
Name Change
Name became: Changed Institution Name To The Heritage Bank.
1984
Relocation
Moved HQ to: 300 South Main Street, Hinesville, GA 31313.