First Financial Bank
FDIC #19440
📍 Bessemer, Alabama
First Financial Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 05/17/1965. With assets of $212.25 Million, it operates 8 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: January 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 1, 2022
Satisfactory
January 1, 2016
Satisfactory
November 1, 2009
Satisfactory
💰 Financial Strength
Total Assets$212.25 Million
Total Deposits$212.59 Million
Equity Capital$-2,603,000
Net Income$1.96 Million
📈 Performance
ROA1.19%
ROE0.00%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established05/17/1965
FDIC Cert19440
Holding CoFirstfed Bcorp Employee Stk Ownership Plan
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2003
Name Change
Name became: Changed Institution Name To First Financial Bank.
2003
Relocation
Moved HQ to: 1630 4th Avenue North, Bessemer, AL 35020.
2002
Merger / Acquisition
Acquired: First Federal Savings Bank
2001
Relocation
Moved HQ to: Main Street, West Blocton, AL 35184.
1985
Name Change
Name became: Changed Institution Name To First State Bank Of Bibb County.