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Community Reinvestment Act (CRA) Rating
Latest Exam: January 1, 2025
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 1, 2025
Outstanding
March 1, 2022
Outstanding
December 1, 2018
Outstanding
October 1, 2015
Satisfactory
November 1, 2012
Satisfactory
May 1, 2009
Satisfactory
November 1, 2003
Satisfactory
October 1, 1998
Satisfactory
October 1, 1995
Outstanding
November 1, 1993
Outstanding
December 1, 1990
Satisfactory
💰 Financial Strength
Total Assets$630.58 Million
Total Deposits$539.44 Million
Equity Capital$80.51 Million
Net Income$3.71 Million
📈 Performance
ROA0.79%
ROE5.99%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.