Guaranty Bank & Trust Company Of Delhi, Louisiana
FDIC #19638
📍 Delhi, Louisiana
Guaranty Bank & Trust Company Of Delhi, Louisiana is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 10/15/1966. With assets of $386.63 Million, it operates 10 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: September 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
September 1, 2022
Satisfactory
October 1, 2016
Satisfactory
June 1, 2010
Satisfactory
💰 Financial Strength
Total Assets$386.63 Million
Total Deposits$323.03 Million
Equity Capital$33.05 Million
Net Income$5.06 Million
📈 Performance
ROA1.82%
ROE20.89%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established10/15/1966
FDIC Cert19638
Holding CoDelhi Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday10:00 AM - 7:00 PM
Tuesday10:00 AM - 7:00 PM
Wednesday10:00 AM - 7:00 PM
Thursday10:00 AM - 7:00 PM
Friday10:00 AM - 7:00 PM
Saturday9:00 AM - 4:00 PM
Sunday10:00 AM - 2:00 PM