Citizens Bank & Trust Company
FDIC #1972
📍 Big Timber, Montana
Citizens Bank & Trust Company is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in 01/01/1927. With assets of $141.32 Million, it operates 2 domestic branches.
Customer Reviews
N/A ★
Based on 0 ratings
Write a Review
Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: December 6, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
December 6, 2021
Satisfactory
November 13, 2017
Satisfactory
October 7, 2013
Satisfactory
💰 Financial Strength
Total Assets$141.32 Million
Total Deposits$118.54 Million
Equity Capital$12.05 Million
Net Income$946,000
📈 Performance
ROA0.89%
ROE10.66%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1927
FDIC Cert1972
Holding CoCbt Corp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:00 PM
Tuesday8:30 AM - 4:00 PM
Wednesday8:30 AM - 4:00 PM
Thursday8:30 AM - 6:00 PM
Friday8:30 AM - 6:00 PM
Saturday9:00 AM - 1:00 PM
SundayClosed
📜 Institutional History
2008
Merger / Acquisition
Acquired: The Continental National Bank Of Harlowton