Citizens Bank Of Las Cruces is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in April 6, 1970.
With assets of $1.01 Billion, it operates 9 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: April 1, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
April 1, 2022
Satisfactory
May 1, 2019
Satisfactory
June 1, 2016
Satisfactory
September 1, 2013
Satisfactory
August 2, 2010
Satisfactory
February 1, 2005
Satisfactory
March 1, 2000
Satisfactory
March 1, 1997
Satisfactory
September 1, 1993
Outstanding
September 1, 1992
Outstanding
November 1, 1990
Satisfactory
💰 Financial Strength
Total Assets$1.01 Billion
Total Deposits$851.90 Million
Equity Capital$70.43 Million
Net Income$13.17 Million
📈 Performance
ROA1.74%
ROE25.95%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.