Liberty Bank
FDIC #20429
📍 Geraldine, Alabama
Liberty Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in May 29, 1971. With assets of $190.68 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: February 1, 2020
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
February 1, 2020
Satisfactory
April 1, 2014
Satisfactory
December 5, 2008
Satisfactory
💰 Financial Strength
Total Assets$190.68 Million
Total Deposits$169.74 Million
Equity Capital$20.06 Million
Net Income$1.88 Million
📈 Performance
ROA1.33%
ROE12.87%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedMay 29, 1971
FDIC Cert20429
Holding CoFirst Bcorp Of Geraldine Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeDecember 18, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2011
Relocation
Moved HQ to: 40956 Alabama Highway 75, Geraldine, AL 35974.
1999
Name Change
Name became: Changed Institution Name To Liberty Bank.