Lumbee Guaranty Bank
FDIC #20568
📍 Pembroke, North Carolina
Lumbee Guaranty Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in December 22, 1971. With assets of $497.11 Million, it operates 14 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 1, 2024
Satisfactory
April 1, 2021
Satisfactory
August 1, 2018
Satisfactory
💰 Financial Strength
Total Assets$497.11 Million
Total Deposits$447.44 Million
Equity Capital$37.31 Million
Net Income$4.32 Million
📈 Performance
ROA1.18%
ROE15.32%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedDecember 22, 1971
FDIC Cert20568
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
1999
Relocation
Moved HQ to: 403 East Third Street, Pembroke, NC 28372.
1995
Name Change
Name became: Changed Institution Name To Lumbee Guaranty Bank.