Citizens Business Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in August 9, 1974.
With assets of $15.90 Billion, it operates 70 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2023
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2023
Satisfactory
July 1, 2020
Satisfactory
June 1, 2017
Satisfactory
October 1, 2014
Satisfactory
June 1, 2011
Satisfactory
January 5, 2009
Satisfactory
July 1, 2005
Satisfactory
July 1, 2002
Satisfactory
May 1, 2000
Satisfactory
July 1, 1998
Satisfactory
March 1, 1996
Satisfactory
May 1, 1995
Satisfactory
December 1, 1992
Satisfactory
May 14, 1990
Satisfactory
๐ฐ Financial Strength
Total Assets$15.90 Billion
Total Deposits$12.39 Billion
Equity Capital$1.94 Billion
Net Income$177.03 Million
๐ Performance
ROA1.45%
ROE12.06%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.