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Rabun County Bank

FDIC #22138 📍 Clayton, Georgia

Rabun County Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in October 10, 1975. With assets of $277.99 Million, it operates 4 domestic branches.

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Community Reinvestment Act (CRA) Rating
Latest Exam: March 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

March 1, 2024
Satisfactory
April 1, 2018
Satisfactory
June 1, 2012
Satisfactory
May 1, 2009
Satisfactory
February 1, 2004
Satisfactory
December 1, 1997
Outstanding
March 1, 1996
Satisfactory
September 1, 1993
Outstanding
April 21, 1990
Satisfactory
💰 Financial Strength
Total Assets$277.99 Million
Total Deposits$246.20 Million
Equity Capital$30.20 Million
Net Income$3.51 Million
📈 Performance
ROA1.68%
ROE15.96%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address121 Rickman St
Clayton, Georgia 30525
📋 Corporate Structure
EstablishedOctober 10, 1975
FDIC Cert22138
Holding CoLiberty Bcorp Of Georgia Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:30 PM
Saturday9:00 AM - 12:00 PM
SundayClosed

📜 Institutional History

2006
Relocation
Moved HQ to: 121 Rickman Street, Clayton, GA 30525.

📍 Branch Locations (4)

Clarkesville Branch
389 Washington Street
Clarkesville, Georgia 30523
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Rabun County Bank
121 Rickman St
Clayton, Georgia 30525
View Details →
Traditions Bank
210 Cannon Bridge Rd
Cornelia, Georgia 30531
View Details →
North Rabun Branch
7408 Highway 441 N
Dillard, Georgia 30537
View Details →