One Community Bank is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in September 15, 1976.
With assets of $2.14 Billion, it operates 20 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 28, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 28, 2022
Satisfactory
October 15, 2018
Satisfactory
August 4, 2014
Satisfactory
June 7, 2010
Satisfactory
May 22, 2006
Satisfactory
๐ฐ Financial Strength
Total Assets$2.14 Billion
Total Deposits$1.65 Billion
Equity Capital$216.41 Million
Net Income$13.00 Million
๐ Performance
ROA0.82%
ROE8.07%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.