The James Polk Stone Community Bank
FDIC #2244
📍 Portales, New Mexico
The James Polk Stone Community Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 07/30/1906. With assets of $332.38 Million, it operates 9 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 1, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 1, 2022
Satisfactory
January 1, 2020
Satisfactory
January 1, 2014
Satisfactory
💰 Financial Strength
Total Assets$332.38 Million
Total Deposits$297.71 Million
Equity Capital$12.36 Million
Net Income$3.28 Million
📈 Performance
ROA1.32%
ROE30.25%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established07/30/1906
FDIC Cert2244
Holding CoJames Polk Stone Cmty Bancshares
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 4:00 PM
Tuesday8:00 AM - 4:00 PM
Wednesday8:00 AM - 4:00 PM
Thursday8:00 AM - 4:00 PM
Friday8:00 AM - 6:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2022
Relocation
Moved HQ to: 109 East Second Street, Portales, NM 88130.
2010
Name Change
Name became: Changed Institution Name To The James Polk Stone Community Bank.
2010
Name Change
Name became: Changed Institution Name To The James Polk Stone National Bank.
1996
Name Change
Name became: Changed Institution Name To The Portales National Bank.
1996
Relocation
Moved HQ to: 121 East Second Street, Portales, NM 88130.
📍 Branch Locations (9)
James Polk Stone Community Bank- Portales South
520 W 18th St
Portales, New Mexico 88130
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520 W 18th St
Portales, New Mexico 88130
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