The Cape Cod Five Cents Savings Bank
FDIC #23287
📍 Hyannis, Massachusetts
The Cape Cod Five Cents Savings Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 03/16/1855. With assets of $5.51 Billion, it operates 23 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: June 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
June 1, 2024
Outstanding
February 1, 2021
Outstanding
November 1, 2017
Outstanding
💰 Financial Strength
Total Assets$5.51 Billion
Total Deposits$4.47 Billion
Equity Capital$503.59 Million
Net Income$18.70 Million
📈 Performance
ROA0.46%
ROE5.05%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established03/16/1855
FDIC Cert23287
Holding CoMutual Bcorp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJanuary 9, 2023
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 4:30 PM
Tuesday8:30 AM - 4:30 PM
Wednesday8:30 AM - 4:30 PM
Thursday8:30 AM - 4:30 PM
Friday8:30 AM - 5:30 PM
Saturday8:30 AM - 12:00 PM
SundayClosed
📜 Institutional History
2021
Relocation
Moved HQ to: 1500 Iyannough Rd, Hyannis, MA 02601.
2012
Relocation
Moved HQ to: 532 Main St., Harwich Port, MA 02646.
1996
Relocation
Moved HQ to: Main Street, Harwich Port, MA 02646.
1987
Name Change
Name became: Changed Institution Name To The Cape Cod Five Cents Savings Bank.