Citizens State Bank
FDIC #2467
📍 Cadott, Wisconsin
Citizens State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 08/20/1902. With assets of $222.20 Million, it operates 8 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: January 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 1, 2023
Satisfactory
November 1, 2016
Satisfactory
January 1, 2011
Satisfactory
💰 Financial Strength
Total Assets$222.20 Million
Total Deposits$184.15 Million
Equity Capital$15.58 Million
Net Income$511,000
📈 Performance
ROA0.34%
ROE4.94%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established08/20/1902
FDIC Cert2467
Holding CoCitizens Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeJune 15, 2023
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2023
Merger / Acquisition
Acquired: New Citizens State Bank - Interim Bank
1994
Relocation
Moved HQ to: 304 North Main Street, Cadott, WI 54727.