Finance Factors, Ltd. is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 05/14/1952.
With assets of $667.05 Million, it operates 14 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2022
Satisfactory
September 1, 2019
Satisfactory
March 1, 2017
Satisfactory
May 1, 2014
Satisfactory
November 1, 2010
Satisfactory
August 1, 2007
Satisfactory
July 1, 2004
Satisfactory
May 1, 2001
Satisfactory
March 1, 1999
Outstanding
May 1, 1996
Satisfactory
December 1, 1994
Satisfactory
November 1, 1992
Satisfactory
July 1, 1991
Satisfactory
๐ฐ Financial Strength
Total Assets$667.05 Million
Total Deposits$520.99 Million
Equity Capital$68.01 Million
Net Income$1.76 Million
๐ Performance
ROA0.37%
ROE3.42%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.