United Security Bank
FDIC #27132
📍 Fresno, California
United Security Bank is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in December 21, 1987. With assets of $1.27 Billion, it operates 14 domestic branches.
Customer Reviews
N/A ★
Based on 0 ratings
Write a Review
Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: October 26, 2020
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 26, 2020
Satisfactory
March 20, 2017
Satisfactory
October 9, 2012
Satisfactory
💰 Financial Strength
Total Assets$1.27 Billion
Total Deposits$990.71 Million
Equity Capital$124.00 Million
Net Income$15.45 Million
📈 Performance
ROA1.61%
ROE16.77%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedDecember 21, 1987
FDIC Cert27132
Holding CoUnited Security Bancshares
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 5:00 PM
Tuesday8:00 AM - 5:00 PM
Wednesday8:00 AM - 5:00 PM
Thursday8:00 AM - 5:00 PM
Friday8:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2018
Relocation
Moved HQ to: 2126 Inyo Street, Fresno, CA 93711.
2007
Merger / Acquisition
Acquired: Legacy Bank, N.a.
2004
Merger / Acquisition
Acquired: Taft National Bank
2004
Name Change
Name became: Changed Institution Name To United Security Bank.
1995
Merger / Acquisition
Acquired: Golden Oak Bank