First Metro Bank
FDIC #27381
📍 Muscle Shoals, Alabama
First Metro Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in November 7, 1988. With assets of $953.05 Million, it operates 11 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 1, 2023
Satisfactory
November 1, 2020
Satisfactory
December 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$953.05 Million
Total Deposits$833.58 Million
Equity Capital$69.26 Million
Net Income$10.42 Million
📈 Performance
ROA1.52%
ROE20.55%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedNovember 7, 1988
FDIC Cert27381
Holding CoFirst Metro Bcorp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:00 AM - 8:00 PM
Tuesday8:00 AM - 8:00 PM
Wednesday8:00 AM - 8:00 PM
Thursday8:00 AM - 8:00 PM
Friday8:00 AM - 8:00 PM
Saturday8:00 AM - 12:00 PM
SundayClosed