Midsouth Bank
FDIC #2777
📍 Dothan, Alabama
Midsouth Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1912. With assets of $596.08 Million, it operates 13 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2024
Satisfactory
August 1, 2021
Satisfactory
July 1, 2018
Satisfactory
💰 Financial Strength
Total Assets$596.08 Million
Total Deposits$553.59 Million
Equity Capital$39.73 Million
Net Income$4.30 Million
📈 Performance
ROA0.97%
ROE13.73%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1912
FDIC Cert2777
Holding CoMidsouth Bcorp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2015
Name Change
Name became: Changed Institution Name To Midsouth Bank.
2005
Name Change
Name became: Changed Institution Name To Midsouth Bank, National Association.
2005
Relocation
Moved HQ to: 2526 West Main Street, Dothan, AL 36303.
2003
Merger / Acquisition
Acquired: Barbour County Bank