Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2023
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2023
Satisfactory
April 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$68.48 Million
Total Deposits$52.25 Million
Equity Capital$6.07 Million
Net Income$-442,000
📈 Performance
ROA-0.86%
ROE-9.23%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.