Oceanfirst Bank, National Association
FDIC #28359
📍 Toms River, New Jersey
Oceanfirst Bank, National Association is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 01/01/1902. With assets of $13.39 Billion, it operates 41 domestic branches.
Customer Reviews
3 ★
Based on 2 ratings
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★★★★★ Joe S
November 29, 2021
Your [-] computer phone system [-]!
★☆☆☆☆ Michael D
December 12, 2020
Tried to change email on account to get monthly information for accPunt sent to different email. You guys have failed to [-] so.
Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2021
Needs to Improve
October 29, 2018
Satisfactory
💰 Financial Strength
Total Assets$13.39 Billion
Total Deposits$10.60 Billion
Equity Capital$1.65 Billion
Net Income$86.66 Million
📈 Performance
ROA0.87%
ROE7.04%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1902
FDIC Cert28359
Holding CoOceanfirst Financial Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
Saturday8:30 AM - 1:00 PM
SundayClosed
📜 Institutional History
2020
Merger / Acquisition
Acquired: Two River Community Bank
2020
Merger / Acquisition
Acquired: Country Bank
2019
Merger / Acquisition
Acquired: Capital Bank Of New Jersey
2019
Name Change
Name became: Changed Institution Name To Oceanfirst Bank, National Association.
2018
Merger / Acquisition
Acquired: Sun National Bank