Clay County Savings Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1922.
With assets of $155.01 Million, it operates 0 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2023
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2023
Satisfactory
May 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$155.01 Million
Total Deposits$119.11 Million
Equity Capital$9.57 Million
Net Income$-75,000
📈 Performance
ROA-0.06%
ROE-1.01%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.