Baker-boyer National Bank is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 11/10/1869.
With assets of $738.62 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: September 12, 2022
Outstanding
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
September 12, 2022
Outstanding
September 26, 2016
Satisfactory
November 13, 2012
Satisfactory
August 3, 2009
Satisfactory
May 22, 2006
Satisfactory
March 17, 2003
Satisfactory
July 19, 1999
Satisfactory
July 16, 1997
Satisfactory
June 23, 1994
Satisfactory
💰 Financial Strength
Total Assets$738.62 Million
Total Deposits$646.63 Million
Equity Capital$40.75 Million
Net Income$2.45 Million
📈 Performance
ROA0.44%
ROE8.02%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.