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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2022
Satisfactory
May 1, 2016
Satisfactory
December 1, 2009
Satisfactory
March 1, 2003
Satisfactory
December 1, 1997
Satisfactory
March 1, 1995
Satisfactory
💰 Financial Strength
Total Assets$286.26 Million
Total Deposits$245.92 Million
Equity Capital$34.78 Million
Net Income$1.30 Million
📈 Performance
ROA0.61%
ROE4.97%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.