Points West Community Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1906.
With assets of $773.31 Million, it operates 21 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2024
Satisfactory
August 1, 2021
Satisfactory
August 1, 2015
Satisfactory
May 1, 2010
Satisfactory
๐ฐ Financial Strength
Total Assets$773.31 Million
Total Deposits$701.02 Million
Equity Capital$43.97 Million
Net Income$7.42 Million
๐ Performance
ROA1.23%
ROE20.39%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.