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Community Reinvestment Act (CRA) Rating
Latest Exam: December 1, 2020
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
December 1, 2020
Satisfactory
August 1, 2014
Satisfactory
💰 Financial Strength
Total Assets$262.21 Million
Total Deposits$234.75 Million
Equity Capital$10.82 Million
Net Income$-41,000
📈 Performance
ROA-0.02%
ROE-0.49%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.