First Shore Federal Savings And Loan Association
FDIC #30680
📍 Salisbury, Maryland
First Shore Federal Savings And Loan Association is a savings bank, state charter, supervised by the fdic. established in 12/18/1953. With assets of $336.25 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 24, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 24, 2022
Outstanding
August 19, 2019
Outstanding
August 15, 2016
Outstanding
💰 Financial Strength
Total Assets$336.25 Million
Total Deposits$281.63 Million
Equity Capital$54.12 Million
Net Income$3.22 Million
📈 Performance
ROA1.27%
ROE8.04%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established12/18/1953
FDIC Cert30680
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:30 AM - 3:00 PM
Tuesday8:30 AM - 3:00 PM
Wednesday8:30 AM - 3:00 PM
Thursday8:30 AM - 3:00 PM
Friday8:30 AM - 3:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2008
Relocation
Moved HQ to: 106 S. Division Street, Salisbury, MD 21801.
📍 Branch Locations (7)
First Shore Federal Savings And Loan Association
106 S Division St
Salisbury, Maryland 21801
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106 S Division St
Salisbury, Maryland 21801
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