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Union Savings Bank

FDIC #32296 ๐Ÿ“ Cincinnati, Ohio

Union Savings Bank is a commercial bank (sl) established in 03/01/1904. With assets of $3.83 Billion, it operates 39 domestic branches.

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โ˜…โ˜†โ˜†โ˜†โ˜† Jason S
November 04, 2021

I had money continually being took out from [-] account in [-] amounts of $149.99 and I contacted [-] lawyer and was informed to close [-] account so I did just that. I was informed it was closed so I opened another account with a different bank. Somehow [-] money ended up being back into [-] old account when it was supposed to have been closed. I contacted [-] [-] and they [-] that it was set up with [-] [-] account and only way it got sent there is it had got sent there before it got closed but they should have contacted [-] and stopped [-] direct deposit. But, they didn't. And yet again $149.99 was stolen from [-] account. I went to [-] bank and was not friendly this time. I'm not going to be friendly to a bank who allows companies to steal our money and blames [-] customers. When I told them they [-] it was set up with automatic payments. Well, of course, because [-] company probably wants to [-] stealing [-] money!! I didn't set up no automatic payments or enrolled in payments to be took care. They even tried to tell [-] that it can automatically be reopened. I told [-] [-], lawyer, employees, and all have told [-] they've never heard of such a thing and they [-] be letting their friends and everyone know not to bank with USB. I closed it again and left with $149.99 less of [-] paycheck because they failed to protect [-] money and failed as a bank.

โ˜…โ˜†โ˜†โ˜†โ˜† Jeremy B
March 05, 2019

In [-] of 2018, Mr. [-] Weldy, [-] Vice President of [-] at Union Savings Bank located at 5881 E 82nd St, Indianapolis, IN 46250 helped [-] to get through [-] [-] process. As you can see from [-] attached emails from that time period, Mr. Weldy did not mind [-] calling him late or emailing him late. In fact, [-] even told [-] "God bless." <br /><br />Now [-] forward to Sunday night 03/05/2019 at 9:00 P.M. I decided to call Mr. Weldy to follow up with him about a document that I thought existed and that I thought I was missing. To be honest, I was not expecting Mr. Weldy to answer his cellphone. When I made [-] call out to Mr. Weldy, I intended in no way to disrupt [-] routine of his evening. As a matter of fact, I thought I was going to get his voicemail, so that I could leave a [-] for him to call [-] back [-] next day.<br /><br />To [-] surprise, Mr. Weldy answered [-] phone. At [-] end of [-] conversation, Mr. Weldy became defensive and upset and raised his tone/voice at [-]. [-] stated, "You are [-] sick." Right after [-] finished uttering those words, [-] immediately hanged up on [-]. To say [-] least, I was shocked and stunned. [-] very [-] who told [-] "God bless" told [-] "I was [-] sick."<br /><br />After realizing [-] form that I thought existed did not exist, I immediately called Mr. Weldy [-] next morning before 8:00 A.M. and apologized to him for that. [-] accepted [-] apology.<br /><br />A little while later, Mr. Weldy called back and left [-] a voicemail advising [-] to retract [-] complaint that I had filed with [-] Better [-] Bureau. I called him and told him that I would not [-] that; I emailed him advising [-] same. <br /><br />Mr. Weldy then emailed [-] and told [-] that I was [-] one who made [-] mistake. Also, [-] [-] that I called him at 9:00 P.M. resulting in [-] interruption of his "prayer time." [-] then stated that [-] would pray for [-] tonight. <br /><br />A perusal of [-] attached emails [-] show that Mr. Weldy does not seem to be concerned with "interrupting" [-] 'prayer time' of others. Also, a careful listening of [-] actual recording [-] show that Mr. Weldy was [-] one upset and not myself. <br /><br />To say [-] least, [-] actions of Mr. Weldy against myself have been unprofessional, deplorable, and rude. If you want this type of service, then [-] to Union Savings Bank. But if you wish to be treated like a human being; then AVOID Union Savings Bank like you would avoid cancer. <br /><br />Let [-] evidence speak for itself.<br /><br />Sincerely,<br /><br />In [-] of 2018, Mr. [-] Weldy, [-] Vice President of [-] at Union Savings Bank located at 5881 E 82nd St, Indianapolis, IN 46250 helped [-] to get through [-] [-] process. As you can see from [-] attached emails from that time period, Mr. Weldy did not mind [-] calling him late or emailing him late. In fact, [-] even told [-] "God bless." <br /><br />Now [-] forward to Sunday night 03/05/2019 at 9:00 P.M. I decided to call Mr. Weldy to follow up with him about a document that I thought existed and that I thought I was missing. To be honest, I was not expecting Mr. Weldy to answer his cellphone. When I made [-] call out to Mr. Weldy, I intended in no way to disrupt [-] routine of his evening. As a matter of fact, I thought I was going to get his voicemail, so that I could leave a [-] for him to call [-] back [-] next day.<br /><br />To [-] surprise, Mr. Weldy answered [-] phone. At [-] end of [-] conversation, Mr. Weldy became defensive and upset and raised his tone/voice at [-]. [-] stated, "You are [-] sick." Right after [-] finished uttering those words, [-] immediately hanged up on [-]. To say [-] least, I was shocked and stunned. [-] very [-] who told [-] "God bless" told [-] "I was [-] sick."<br /><br />After realizing [-] form that I thought existed did not exist, I immediately called Mr. Weldy [-] next morning before 8:00 A.M. and apologized to him for that. [-] accepted [-] apology.<br /><br />A little while later, Mr. Weldy called back and left [-] a voicemail advising [-] to retract [-] complaint that I had filed with [-] Better [-] Bureau. I called him and told him that I would not [-] that; I emailed him advising [-] same. <br /><br />Mr. Weldy then emailed [-] and told [-] that I was [-] one who made [-] mistake. Also, [-] [-] that I called him at 9:00 P.M. resulting in [-] interruption of his "prayer time." [-] then stated that [-] would pray for [-] tonight. <br /><br />A perusal of [-] attached emails [-] show that Mr. Weldy does not seem to be concerned with "interrupting" [-] 'prayer time' of others. Also, a careful listening of [-] actual recording [-] show that Mr. Weldy was [-] one upset and not myself. <br /><br />To say [-] least, [-] actions of Mr. Weldy against myself have been unprofessional, deplorable, and rude. If you want this type of service, then [-] to Union Savings Bank. But if you wish to be treated like a human being; then AVOID Union Savings Bank like you would avoid cancer. <br /><br />Let [-] evidence speak for itself.<br /><br />Sincerely,<br /><br />If were possible to rate this bank a 0, I would [-] it in a heartbeat. In [-] of 2018, Mr. [-] Weldy, [-] Vice President of [-] at Union Savings Bank located at 5881 E 82nd St, Indianapolis, IN 46250 helped [-] to get through [-] [-] process. As you can see from [-] attached emails from that time period, Mr. Weldy did not mind [-] calling him late or emailing him late. In fact, [-] even told [-] "God bless." <br /><br />Now [-] forward to Sunday night 03/05/2019 at 9:00 P.M. I decided to call Mr. Weldy to follow up with him about a document that I thought existed and that I thought I was missing. To be honest, I was not expecting Mr. Weldy to answer his cellphone. When I made [-] call out to Mr. Weldy, I intended in no way to disrupt [-] routine of his evening. As a matter of fact, I thought I was going to get his voicemail, so that I could leave a [-] for him to call [-] back [-] next day.<br /><br />To [-] surprise, Mr. Weldy answered [-] phone. At [-] end of [-] conversation, Mr. Weldy became defensive and upset and raised his tone/voice at [-]. [-] stated, "You are [-] sick." Right after [-] finished uttering those words, [-] immediately hanged up on [-]. To say [-] least, I was shocked and stunned. [-] very [-] who told [-] "God bless" told [-] "I was [-] sick."<br /><br />After realizing [-] form that I thought existed did not exist, I immediately called Mr. Weldy [-] next morning before 8:00 A.M. and apologized to him for that. [-] accepted [-] apology.<br /><br />A little while later, Mr. Weldy called back and left [-] a voicemail advising [-] to retract [-] complaint that I had filed with [-] Better [-] Bureau. I called him and told him that I would not [-] that; I emailed him advising [-] same. <br /><br />Mr. Weldy then emailed [-] and told [-] that I was [-] one who made [-] mistake. Also, [-] [-] that I called him at 9:00 P.M. resulting in [-] interruption of his "prayer time." [-] then stated that [-] would pray for [-] tonight. <br /><br />A perusal of [-] attached emails [-] show that Mr. Weldy does not seem to be concerned with "interrupting" [-] 'prayer time' of others. Also, a careful listening of [-] actual recording [-] show that Mr. Weldy was [-] one upset and not myself. <br /><br />To say [-] least, [-] actions of Mr. Weldy against myself have been unprofessional, deplorable, and rude. If you want this type of service, then [-] to Union Savings Bank. But if you wish to be treated like a human being; then AVOID Union Savings Bank like you would avoid cancer. <br /><br />Let [-] evidence speak for itself.<br /><br />Sincerely,<br /><br />[-] Bulthouse

Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2024
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

May 1, 2024
Satisfactory
November 1, 2022
Satisfactory
June 1, 2019
Satisfactory
August 1, 2017
Needs to Improve
June 5, 2014
Satisfactory
๐Ÿ’ฐ Financial Strength
Total Assets$3.83 Billion
Total Deposits$2.91 Billion
Equity Capital$389.45 Million
Net Income$39.54 Million
๐Ÿ“ˆ Performance
ROA1.49%
ROE13.76%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
๐Ÿ“ž Contact & Location
Address8805 Governors Hill Dr
Cincinnati, Ohio 45249
๐Ÿ“‹ Corporate Structure
Established03/01/1904
FDIC Cert32296
Holding CoN/A
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes

๐Ÿ“œ Institutional History

2022
Relocation
Moved HQ to: 8805 Governors Hill Dr, Cincinnati, OH 45249.
2021
Relocation
Moved HQ to: 8805 Governors Hill Dr, Hamilton, OH 45249.
2021
Name Change
Name became: Changed Institution Name To Union Savings Bank.
2016
Name Change
Name became: Changed Institution Name To Union Savings Bank.
2006
Relocation
Moved HQ to: 8534 East Kemper Road, Cincinnati, OH 45249.
1985
Relocation
Moved HQ to: 8534 E Kemper Rd, Loveland, OH 45249.

๐Ÿ“ Branch Locations (39)

Bloomington Branch
2237 S Curry Pike
Bloomington, Indiana 47403
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Columbus In Branch
2655 Central Ave
Columbus, Indiana 47201
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Ft Wayne Branch
1499 W Dupont Rd
Fort Wayne, Indiana 46825
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Greenwood Branch
91 Byrd Way
Greenwood, Indiana 46143
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Indianapolis Branch
5881 E 82nd St
Indianapolis, Indiana 46250
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Chillicothe Brance Branch
1240 N Bridge Street
Chillicothe, Ohio 45601
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Forest Park
1160 Kemper Meadow Dr
Cincinnati, Ohio 45240
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Beechmont Avenue Branch
2137 Beechmont Ave
Cincinnati, Ohio 45230
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Hyde Park Branch
2691 Madison Rd
Cincinnati, Ohio 45208
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6701 Hamilton Ave Branch
6701 Hamilton Ave
Cincinnati, Ohio 45224
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Kenwood Road Cincinnati Branch
7435 Kenwood Rd
Cincinnati, Ohio 45236
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Plainfield Road Branch
8320 Plainfield Rd
Cincinnati, Ohio 45236
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