Bank Of The James
FDIC #35207
📍 Lynchburg, Virginia
Bank Of The James is a commercial bank, state charter and fed member, supervised by the federal reserve (frb). established in July 22, 1999. With assets of $951.68 Million, it operates 22 domestic branches.
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June 10, 2020
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 17, 2021
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 17, 2021
Satisfactory
May 21, 2018
Satisfactory
April 6, 2015
Satisfactory
💰 Financial Strength
Total Assets$951.68 Million
Total Deposits$882.73 Million
Equity Capital$58.53 Million
Net Income$6.00 Million
📈 Performance
ROA0.85%
ROE13.52%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedJuly 22, 1999
FDIC Cert35207
Holding CoBk James Finl Group Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2022
Relocation
Moved HQ to: 828 Main Street, Lynchburg, VA 24504.
📍 Branch Locations (22)
Charlottesville 5th St Station Branch
225 Merchant Walk Ave
Charlottesville, Virginia 22902
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225 Merchant Walk Ave
Charlottesville, Virginia 22902
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Westminster-canterbury Blue Ridge Branch
250 Pantops Mountain Rd
Charlottesville, Virginia 22911
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250 Pantops Mountain Rd
Charlottesville, Virginia 22911
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