Georgia Community Bank
FDIC #35320
📍 Dawson, Georgia
Georgia Community Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in August 31, 1999. With assets of $372.04 Million, it operates 8 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 1, 2024
Satisfactory
June 1, 2018
Satisfactory
May 1, 2012
Satisfactory
💰 Financial Strength
Total Assets$372.04 Million
Total Deposits$330.11 Million
Equity Capital$39.56 Million
Net Income$4.15 Million
📈 Performance
ROA1.44%
ROE13.69%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedAugust 31, 1999
FDIC Cert35320
Holding CoGeorgia Community Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2019
Merger / Acquisition
Acquired: Commercial State Bank
2019
Merger / Acquisition
Acquired: The Citizens State Bank Of Taylor County
2019
Name Change
Name became: Changed Institution Name To Georgia Community Bank.
2019
Relocation
Moved HQ to: 250 East Lee Street, Dawson, GA 39842.