Old Second National Bank
FDIC #3603
📍 Aurora, Illinois
Old Second National Bank is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 11/21/1887. With assets of $5.76 Billion, it operates 59 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: January 27, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
January 27, 2022
Outstanding
July 28, 2014
Satisfactory
July 22, 2011
Satisfactory
💰 Financial Strength
Total Assets$5.76 Billion
Total Deposits$4.63 Billion
Equity Capital$600.70 Million
Net Income$80.12 Million
📈 Performance
ROA1.82%
ROE18.34%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established11/21/1887
FDIC Cert3603
Holding CoOld Second Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 6:00 PM
Saturday8:30 AM - 12:00 PM
SundayClosed
📜 Institutional History
2021
Merger / Acquisition
Acquired: West Suburban Bank
2018
Merger / Acquisition
Acquired: Abc Bank
2008
Merger / Acquisition
Acquired: Heritage Bank
2007
Merger / Acquisition
Acquired: Old Second Bank-yorkville
2008
Name Change
Name became: Changed Institution Name To Old Second National Bank.