First National Bank & Trust Company
FDIC #3639
📍 Clinton, Illinois
First National Bank & Trust Company is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 06/01/1872. With assets of $383.12 Million, it operates 4 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: August 8, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
August 8, 2022
Satisfactory
June 10, 2019
Satisfactory
December 22, 2014
Satisfactory
💰 Financial Strength
Total Assets$383.12 Million
Total Deposits$339.27 Million
Equity Capital$14.10 Million
Net Income$-2,926,000
📈 Performance
ROA-1.00%
ROE-27.76%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established06/01/1872
FDIC Cert3639
Holding CoTreynor Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
📜 Institutional History
2022
Relocation
Moved HQ to: 2 Kelli Ct, Clinton, IL 61727.
2021
Merger / Acquisition
Acquired: State Bank Of Arcadia
2021
Relocation
Moved HQ to: 2 Kelli Court, Clinton, IL 61727.
2007
Relocation
Moved HQ to: 2 Keli Court, Clinton, IL 61727.
2006
Name Change
Name became: Changed Institution Name To First National Bank & Trust Company.