The First National Bank Of Fort Smith
FDIC #3864
📍 Fort Smith, Arkansas
The First National Bank Of Fort Smith is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 02/29/1872. With assets of $2.14 Billion, it operates 26 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 3, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 3, 2023
Satisfactory
April 27, 2020
Satisfactory
January 30, 2017
Outstanding
💰 Financial Strength
Total Assets$2.14 Billion
Total Deposits$1.80 Billion
Equity Capital$254.05 Million
Net Income$24.91 Million
📈 Performance
ROA1.52%
ROE13.51%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established02/29/1872
FDIC Cert3864
Holding CoFirst Bank Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeDecember 20, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday8:00 AM - 4:00 PM
Tuesday8:00 AM - 4:00 PM
Wednesday8:00 AM - 4:00 PM
Thursday8:00 AM - 4:00 PM
Friday8:00 AM - 6:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2022
Merger / Acquisition
Acquired: The Central National Bank Of Poteau
2014
Merger / Acquisition
Acquired: National Bank Of Sallisaw
2014
Relocation
Moved HQ to: 602 Garrison Avenue, Fort Smith, AR 72901.
2008
Merger / Acquisition
Acquired: Bank Of Rogers
1999
Merger / Acquisition
Acquired: River Valley Bank And Trust