First National Bank is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 03/22/1889.
With assets of $2.39 Billion, it operates 23 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: September 12, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
September 12, 2022
Satisfactory
April 16, 2019
Satisfactory
April 21, 2015
Satisfactory
January 29, 2007
Satisfactory
January 26, 2004
Satisfactory
September 20, 1999
Satisfactory
May 6, 1996
Satisfactory
December 18, 1992
Satisfactory
๐ฐ Financial Strength
Total Assets$2.39 Billion
Total Deposits$2.02 Billion
Equity Capital$259.13 Million
Net Income$19.21 Million
๐ Performance
ROA1.07%
ROE10.02%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.