First Bank & Trust
FDIC #3973
📍 Brookings, South Dakota
First Bank & Trust is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 11/02/1925. With assets of $4.55 Billion, it operates 22 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: May 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
May 1, 2023
Satisfactory
May 1, 2020
Satisfactory
May 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$4.55 Billion
Total Deposits$3.78 Billion
Equity Capital$437.34 Million
Net Income$29.87 Million
📈 Performance
ROA0.90%
ROE9.27%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established11/02/1925
FDIC Cert3973
Holding CoFishback Financial Corp
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
📜 Institutional History
2020
Merger / Acquisition
Acquired: First Bank & Trust
2017
Merger / Acquisition
Acquired: State Bank Of New Prague
2017
Merger / Acquisition
Acquired: Peoples Bank Of Commerce
2015
Merger / Acquisition
Acquired: First Bank & Trust, National Association
2015
Merger / Acquisition
Acquired: First Bank & Trust Of Milbank