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First National Bank And Trust Company Of Ardmore

FDIC #4037 📍 Ardmore, Oklahoma

First National Bank And Trust Company Of Ardmore is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 01/01/1889. With assets of $677.96 Million, it operates 12 domestic branches.

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Community Reinvestment Act (CRA) Rating
Latest Exam: May 31, 2022
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.

Rating History

May 31, 2022
Satisfactory
April 29, 2019
Satisfactory
August 17, 2015
Satisfactory
May 29, 2012
Satisfactory
February 23, 2009
Satisfactory
January 30, 2006
Satisfactory
October 22, 2001
Satisfactory
April 4, 1997
Satisfactory
September 20, 1994
Satisfactory
October 19, 1990
Satisfactory
💰 Financial Strength
Total Assets$677.96 Million
Total Deposits$536.57 Million
Equity Capital$45.55 Million
Net Income$3.39 Million
📈 Performance
ROA0.67%
ROE9.57%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address405 W Main St
Ardmore, Oklahoma 73401
📋 Corporate Structure
Established01/01/1889
FDIC Cert4037
Holding CoFirst Natl Corp Of Ardmore Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo

📜 Institutional History

2008
Merger / Acquisition
Acquired: Citizens Bank
1998
Merger / Acquisition
Acquired: Ringling State Bank
1996
Merger / Acquisition
Acquired: First Community Bank And Trust Company Of Lone Grove
1996
Merger / Acquisition
Acquired: Bank Of Love County
1993
Relocation
Moved HQ to: 405 West Main Street, Ardmore, OK 73401.

📍 Branch Locations (12)

Drive-in Branch
115 D St Nw
Ardmore, Oklahoma 73401
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Ardmore Branch
1226 W Broadway St
Ardmore, Oklahoma 73401
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12th Street Branch
1402 12th Ave Nw
Ardmore, Oklahoma 73401
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First National Bank And Trust Company Of Ardmore
405 W Main St
Ardmore, Oklahoma 73401
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Edmond Branch
1763 W 33rd St
Edmond, Oklahoma 73013
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Lone Grove Branch
Highway 70 And Newport Road
Lone Grove, Oklahoma 73443
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1nb - Madill Branch
401 S 1st St
Madill, Oklahoma 73446
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Highway 32 West Branch
1101 Memorial Dr
Marietta, Oklahoma 73448
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1nb Financial Center Branch
716 Wall St
Norman, Oklahoma 73069
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125 West Main Street Branch
125 West Main Street
Ringling, Oklahoma 73456
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Sulphur Branch
2013 W Broadway Ave
Sulphur, Oklahoma 73086
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Velma Branch
Fourth And Main Streets
Velma, Oklahoma 73491
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