Wnb Financial, N.a. is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 01/01/1874.
With assets of $578.41 Million, it operates 7 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: October 25, 2021
Satisfactory
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
October 25, 2021
Satisfactory
March 5, 2018
Satisfactory
April 1, 2015
Satisfactory
February 21, 2012
Satisfactory
November 13, 2007
Satisfactory
January 3, 2005
Outstanding
May 24, 1999
Satisfactory
June 6, 1996
Satisfactory
August 5, 1991
Satisfactory
💰 Financial Strength
Total Assets$578.41 Million
Total Deposits$484.29 Million
Equity Capital$47.74 Million
Net Income$2.58 Million
📈 Performance
ROA0.62%
ROE7.25%
Financial Terms: ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good. ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.