The First National Bank And Trust Company
FDIC #5285
📍 Beloit, Wisconsin
The First National Bank And Trust Company is a commercial bank, national (federal) charter and fed member, supervised by the occ. established in 07/01/1882. With assets of $1.54 Billion, it operates 18 domestic branches.
Customer Reviews
N/A ★
Based on 0 ratings
Write a Review
Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: June 13, 2022
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
June 13, 2022
Outstanding
September 23, 2019
Outstanding
July 5, 2016
Outstanding
💰 Financial Strength
Total Assets$1.54 Billion
Total Deposits$1.24 Billion
Equity Capital$94.11 Million
Net Income$5.34 Million
📈 Performance
ROA0.46%
ROE7.11%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established07/01/1882
FDIC Cert5285
Holding CoCentre 1 Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredNo
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:30 PM
Saturday9:00 AM - 12:00 PM
SundayClosed
📜 Institutional History
2016
Merger / Acquisition
Acquired: Walworth State Bank
2003
Name Change
Name became: Changed Institution Name To The First National Bank And Trust Company.
2001
Merger / Acquisition
Acquired: First National Bank Of Winnebago
2001
Merger / Acquisition
Acquired: Macktown State Bank
1973
Relocation
Moved HQ to: 345 East Grand Avenue, Beloit, WI 53511.