Smackover State Bank
FDIC #5623
📍 Smackover, Arkansas
Smackover State Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 04/18/1928. With assets of $223.62 Million, it operates 4 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: March 1, 2025
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
March 1, 2025
Satisfactory
December 1, 2018
Satisfactory
October 1, 2012
Satisfactory
💰 Financial Strength
Total Assets$223.62 Million
Total Deposits$191.31 Million
Equity Capital$21.60 Million
Net Income$1.03 Million
📈 Performance
ROA0.61%
ROE6.25%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established04/18/1928
FDIC Cert5623
Holding CoSmackover Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes