Farmers And Merchants Bank
FDIC #5716
📍 Lakeland, Georgia
Farmers And Merchants Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in 01/01/1907. With assets of $646.85 Million, it operates 6 domestic branches.
Customer Reviews
N/A ★
Based on 0 ratings
Write a Review
Reviews are moderated before posting. No profanity or personal attacks.
No reviews yet.
Community Reinvestment Act (CRA) Rating
Latest Exam: June 1, 2024
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
June 1, 2024
Satisfactory
April 1, 2021
Satisfactory
June 1, 2018
Satisfactory
💰 Financial Strength
Total Assets$646.85 Million
Total Deposits$591.78 Million
Equity Capital$47.37 Million
Net Income$6.57 Million
📈 Performance
ROA1.36%
ROE18.92%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
Established01/01/1907
FDIC Cert5716
Holding CoFmb Bancshares Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday8:30 AM - 6:30 PM
Tuesday8:30 AM - 6:30 PM
Wednesday8:30 AM - 6:30 PM
Thursday8:30 AM - 6:30 PM
Friday8:30 AM - 6:30 PM
Saturday10:00 AM - 2:00 PM
SundayClosed
📜 Institutional History
2022
Relocation
Moved HQ to: 4 N Carter St, Lakeland, GA 31635.
2003
Merger / Acquisition
Acquired: The United Banking Company
1994
Relocation
Moved HQ to: 110 Carter Street, Lakeland, GA 31635.