U. S. Century Bank
FDIC #57369
📍 Doral, Florida
U. S. Century Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in October 28, 2002. With assets of $2.24 Billion, it operates 10 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: April 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
April 1, 2023
Satisfactory
March 1, 2020
Satisfactory
April 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$2.24 Billion
Total Deposits$1.94 Billion
Equity Capital$182.21 Million
Net Income$14.09 Million
📈 Performance
ROA0.86%
ROE10.30%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedOctober 28, 2002
FDIC Cert57369
Holding CoUscb Financial Holdings Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 4:00 PM
Tuesday9:00 AM - 4:00 PM
Wednesday9:00 AM - 4:00 PM
Thursday9:00 AM - 4:00 PM
Friday9:00 AM - 6:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2018
Name Change
Name became: Changed Institution Name To U. S. Century Bank.
2007
Relocation
Moved HQ to: 2301 Nw 87th Avenue, Doral, FL 33172.