The Hometown Bank Of Alabama
FDIC #57540
📍 Oneonta, Alabama
The Hometown Bank Of Alabama is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in October 20, 2003. With assets of $586.11 Million, it operates 5 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: November 1, 2023
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
November 1, 2023
Satisfactory
September 1, 2020
Satisfactory
September 1, 2017
Satisfactory
💰 Financial Strength
Total Assets$586.11 Million
Total Deposits$503.77 Million
Equity Capital$40.81 Million
Net Income$5.22 Million
📈 Performance
ROA1.24%
ROE15.52%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📋 Corporate Structure
EstablishedOctober 20, 2003
FDIC Cert57540
Holding CoHometown Bcorp Of Alabama Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeAugust 31, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
MondayOpen 24 hours
TuesdayOpen 24 hours
WednesdayOpen 24 hours
ThursdayOpen 24 hours
FridayOpen 24 hours
SaturdayOpen 24 hours
SundayOpen 24 hours
📜 Institutional History
2006
Relocation
Moved HQ to: 2002 2nd Avenue, East, Oneonta, AL 35121.