Howard Bank
FDIC #57776
📍 Baltimore, Maryland
Howard Bank is a commercial bank, state charter and fed nonmember, supervised by the fdic. established in August 9, 2004. With assets of $2.48 Billion, it operates 0 domestic branches.
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Community Reinvestment Act (CRA) Rating
Latest Exam: July 1, 2019
What is CRA? The Community Reinvestment Act (CRA) is a federal law that encourages banks to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods.
Rating History
July 1, 2019
Satisfactory
May 1, 2016
Satisfactory
November 1, 2012
Satisfactory
💰 Financial Strength
Total Assets$2.48 Billion
Total Deposits$1.90 Billion
Equity Capital$343.23 Million
Net Income$29.34 Million
📈 Performance
ROA1.15%
ROE8.88%
Financial Terms:
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
ROA (Return on Assets): Measures profitability relative to size. 1.0%+ is good.
ROE (Return on Equity): Measures profitability for shareholders. 10%+ is strong.
📞 Contact & Location
Address3301 Boston Street
Baltimore, Maryland 21224
Baltimore, Maryland 21224
📋 Corporate Structure
EstablishedAugust 9, 2004
FDIC Cert57776
Holding CoHoward Bcorp Inc
Parent CertNA - Not listed as a child of a larger bank.
Last ChangeFebruary 28, 2022
Foreign Offices0
SAIF InsuredNo
State CharteredYes
🕰️ Lobby Hours
Monday9:00 AM - 5:00 PM
Tuesday9:00 AM - 5:00 PM
Wednesday9:00 AM - 5:00 PM
Thursday9:00 AM - 5:00 PM
Friday9:00 AM - 5:00 PM
SaturdayClosed
SundayClosed
📜 Institutional History
2022
Name Change
Name became: Changed Institution Name To Howard Bank.
2022
Relocation
Moved HQ to: 3301 Boston Street, Baltimore, MD 21224.
2018
Merger / Acquisition
Acquired: First Mariner Bank
2015
Merger / Acquisition
Acquired: The Patapsco Bank
2013
Relocation
Moved HQ to: 6011 University Boulevard Suite 370, Ellicott City, MD 21043.